Should I buy it? A smart-spending guide
A kid-friendly decision tree for pocket money — wants versus needs, waiting rules, and saving up, fully narrated.
Do I need it, or just want it?
You are holding your pocket money and something shiny is calling your name. First question — and be honest: need, or want?
I NEED it
A need is something your life actually requires — school supplies, a bus ticket, a gift you promised.
I WANT it
A want is something that would be fun to have. Wants are fine! Smart spenders just treat them differently.
Can I afford it without borrowing?
Even for needs, check the money. If buying it means borrowing, the price is really higher than the tag says.
Do I still want it after 3 days?
For wants, use the three-day rule: walk away and see if you still think about it in three days.
Buy it — needs come first
If you need it and can afford it — buy it. That is exactly what money is for.
Save up first
If you cannot afford it yet, make a plan. Saving two weeks of pocket money feels slow, but the thing feels twice as good when you earn it.
Buy it guilt-free
Still dreaming about it three days later? Then it is a real want. Enjoy it, guilt-free.
Skip it — it was an impulse
Forgot about it by Tuesday? That was an impulse — and you just kept your money. That skill will make you rich one day.
Watch it explain itself
Every step above is narrated aloud. Play it, or open it in the editor and make it yours — no account needed.